A free Splitwise and Tricount alternative: Tacca has no daily expense limit, works offline and shows the maths behind each amount.
Splitwise and Tricount are two serious apps, used by millions of people, and if one of them already solves your problem you have no reason to switch. This page is not trying to convince you they are badly made: it is trying to explain what Tacca does differently, so you can decide whether that difference matters to you.
There is one difference, and it is all in what happens when you tap a number. In most expense-splitting apps a balance is a result: it says "you owe €105.89" and the reasoning stays inside the app. In Tacca that number opens up, and underneath you find the whole chain — the total, each person’s share, what you had paid up front, the cent that would not divide and who ended up with it, the rate frozen on the right date, and the final subtraction.
It is not an extra feature. It is the reason Tacca exists: between friends, a number you have to accept and a number you can check are not the same thing, even when they are the same number.
| Feature | Tacca | Splitwise | Tricount |
|---|---|---|---|
| Expenses on the free plan | No daily cap | Up to 4 per day | No daily limit stated |
| Import from Splitwise | Not yet | — | Yes |
| Available in app stores | Not yet | Yes | Yes |
Checked on 29 September 2026 against the official websites. Other services may change their features or terms.
You do not have to move everything to try Tacca: start a new group with your next weekend away or your next bill.
Tap a balance and you see the calculation line by line, down to the cent. You can redo it by hand and it has to match. This is not a help screen explaining the method in general: it is the actual sum for that expense, rebuilt on the spot.
No limit on expenses, groups or people; no feature held hostage. Tacca stores text, and text weighs almost nothing. The only paid part will be Tacca Plus, the cloud archive for receipts, because that really costs: photos weigh two hundred times more than your tabs.
The phone does the maths. With no network you add expenses, split them, open a derivation and see the right balances — this is not a cut-down mode. When the network returns it lines itself up, stamped with the moment you wrote.
Marking "I paid" updates the balance right away, but the line stays to confirm until the person who received the money answers; if they do not, it confirms itself after 48 hours. It is the tally stick idea — two halves that have to match — applied to the moment a debt stops existing.
The two go together, because advertising is paid for with the data of the people who watch it. Your expenses say where you go, with whom and how much you spend: that is exactly what has value, and exactly why it lives in your account, in a database in the European Union, and never passes through an advertising network: we do not sell it, and nobody outside your group sees it, apart from the technical providers that make the service work.
Tacca works it out and takes you to your own payment app with the amount already filled in. We hold no money, we have no access to your accounts, and we are not a payment institution.
A comparison page that lists only its own strengths is an advert. These are the real reasons you might pick another app today:
If what you want is to see where every number comes from, that is what Tacca is built for. The beta is downloaded from the buttons on the home page.
The beta opens soon. As soon as the links are ready, the iPhone and Android buttons will appear here.
See how it works