Tacca
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Tacca is the alternative that shows you the working

If you are looking for an alternative and want to know what Tacca does differently, the answer fits in one line: it shows you the working.

Splitwise and Tricount are two serious apps, used by millions of people, and if one of them already solves your problem you have no reason to switch. This page is not trying to convince you they are badly made: it is trying to explain what Tacca does differently, so you can decide whether that difference matters to you.

There is one difference, and it is all in what happens when you tap a number. In most expense-splitting apps a balance is a result: it says *"you owe €105.89"* and the reasoning stays inside the app. In Tacca that number opens up, and underneath you find the whole chain — the total, each person’s share, what you had paid up front, the cent that would not divide and who ended up with it, the rate frozen on the right date, and the final subtraction.

It is not an extra feature. It is the reason Tacca exists: between friends, a number you have to accept and a number you can check are not the same thing, even when they are the same number.

What Tacca does, and why it was built that way

Every amount opens up

Tap a balance and you see the calculation line by line, down to the cent. You can redo it by hand and it has to match. This is not a help screen explaining the method in general: it is the actual sum for that expense, rebuilt on the spot.

All free, with no paid tier on the way

No cap on expenses, groups or people; no feature held hostage. Tacca holds text, and text weighs almost nothing: there is no cost that grows with you, so there is nothing to charge you for later.

Works fully without a connection

The phone does the maths. With no network you add expenses, split them, open a derivation and see the right balances — this is not a cut-down mode. When the network returns it lines itself up, stamped with the moment you wrote.

A repayment is confirmed by whoever receives it

Marking "I paid" does not close anything on its own: the balance clears when the person who received the money confirms. It is the tally stick idea — two halves that have to match — applied to the moment a debt stops existing.

No advertising, no data for sale

The two go together, because advertising is paid for with the data of the people who watch it. Your expenses say where you go, with whom and how much you spend: that is exactly what has value, and exactly why it does not leave your phone.

The money never passes through here

Tacca works it out and takes you to your own payment app with the amount already filled in. We hold no money, we have no access to your accounts, and we are not a payment institution.

Where Tacca is behind today

A comparison page that lists only its own strengths is an advert. These are the real reasons you might pick another app today:

If what you want is to see where every number comes from, that is what Tacca is built for. Leave an address and we will write when it comes out — one email, on the day.

We keep your address until the announcement has gone out, and use it for nothing else: one email, on launch day. Nothing else, and to no one else. Privacy

See how it works